Frederick Community Bank, The

BankPaxton, Illinois
www.tfcbanks.com

Total Assets

$195.9M

Total Deposits

$174.7M

Branches

4

Established

1920

TFS Health Grade

$
C

77.0 / 100

Average financial health

How we grade

Frederick Community Bank, The is a bank headquartered in Paxton, Illinois, established in 1920. With $195.9M in total assets and 4 branch locations, it has a TFS Financial Health Grade of C (77.0/100).

Capital & Safety

Tier 1 Capital Ratio
10.36%(8%)
Total Capital Ratio
18.47%(10%)
Non-Performing Loan Ratio
0.17%

Profitability

Return on Assets (ROA)
2.06%(1%)
Return on Equity (ROE)
19.88%(10%)
Net Interest Margin
4.31%
Efficiency Ratio
51.83%(60%)

Lending & Liquidity

Total Loans
$100.4M
Loan-to-Deposit Ratio
56.90%
Net Charge-Off Ratio
0.02%

Growth

Asset Growth (YoY)
+0.19%
Deposit Growth (YoY)
-0.71%
Net Income
$4.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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