What is First Secure Bank and Trust Co.'s financial health grade?

First Secure Bank and Trust Co. has a TFS Financial Health Grade of F (score: 59.0/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does First Secure Bank and Trust Co. have?

First Secure Bank and Trust Co. has 6 branch locations across the United States.

Is First Secure Bank and Trust Co. FDIC insured?

Yes, First Secure Bank and Trust Co. is FDIC insured (Certificate #22536).

What are the total assets of First Secure Bank and Trust Co.?

First Secure Bank and Trust Co. has total assets of $392.1M as reported in its most recent FDIC filing.

First Secure Bank and Trust Co.

BankPalos Hills, Illinois

WWW.FIRSTSECUREBANK.COM

Total Assets

$392.1M

Total Deposits

$307.5M

Branches

Established

1977

TFS Health Grade

59.0 / 100

Poor financial health

How we grade

First Secure Bank and Trust Co. is a bank headquartered in Palos Hills, Illinois, established in 1977. With $392.1M in total assets and 6 branch locations, it has a TFS Financial Health Grade of F (59.0/100).

Capital & Safety

Tier 1 Capital Ratio

10.98%(8%)

Total Capital Ratio

15.25%(10%)

Non-Performing Loan Ratio

4.43%

Profitability

Return on Assets (ROA)

0.38%(1%)

Return on Equity (ROE)

3.85%(10%)

Net Interest Margin

3.00%

Efficiency Ratio

81.76%(60%)

Lending & Liquidity

Total Loans

$287.7M

Loan-to-Deposit Ratio

92.44%

Net Charge-Off Ratio

-0.02%

Growth

Asset Growth (YoY)

-0.57%

Deposit Growth (YoY)

-13.33%

Net Income

$1.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
First Secure Bank and Trust Co.HQ	10360 S Roberts Rd	Palos Hills	IL	11
First Secure Bank and Trust Co.	19648 S La Grange Rd	Mokena	IL	11
First Secure Bank and Trust Co.	15901 Central Ave	Oak Forest	IL	11
First Secure Bank and Trust Co.	11901 W 143rd St	Orland Park	IL	11
First Secure Bank and Trust Co.	11901 Southwest Hwy	Palos Park	IL	11
First Secure Bank and Trust Co.	18299 Harlem Ave	Tinley Park	IL	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.