Servbank, National Association

BankOswego, Illinois
www.servbank.com

Total Assets

$995.1M

Total Deposits

$637.7M

Branches

1

Established

1994

TFS Health Grade

$
C

73.2 / 100

Average financial health

How we grade

Servbank, National Association is a bank headquartered in Oswego, Illinois, established in 1994. With $995.1M in total assets and 1 branch locations, it has a TFS Financial Health Grade of C (73.2/100).

Capital & Safety

Tier 1 Capital Ratio
15.82%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.50%

Profitability

Return on Assets (ROA)
3.92%(1%)
Return on Equity (ROE)
19.79%(10%)
Net Interest Margin
5.47%
Efficiency Ratio
66.14%(60%)

Lending & Liquidity

Total Loans
$541.7M
Loan-to-Deposit Ratio
84.04%
Net Charge-Off Ratio
0.05%

Growth

Asset Growth (YoY)
+21.79%
Deposit Growth (YoY)
+39.66%
Net Income
$37.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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