What is First National Bank in Olney's financial health grade?

First National Bank in Olney has a TFS Financial Health Grade of D- (score: 60.2/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does First National Bank in Olney have?

First National Bank in Olney has 6 branch locations across the United States.

Is First National Bank in Olney FDIC insured?

Yes, First National Bank in Olney is FDIC insured (Certificate #14567).

What are the total assets of First National Bank in Olney?

First National Bank in Olney has total assets of $455.0M as reported in its most recent FDIC filing.

First National Bank in Olney

BankOlney, Illinois

http://www.fnbolney.com

Total Assets

$455.0M

Total Deposits

$404.3M

Branches

Established

1934

TFS Health Grade

D-

60.2 / 100

Below average financial health

How we grade

First National Bank in Olney is a bank headquartered in Olney, Illinois, established in 1934. With $455.0M in total assets and 6 branch locations, it has a TFS Financial Health Grade of D- (60.2/100).

Capital & Safety

Tier 1 Capital Ratio

10.90%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

1.08%

Profitability

Return on Assets (ROA)

0.88%(1%)

Return on Equity (ROE)

8.82%(10%)

Net Interest Margin

3.33%

Efficiency Ratio

60.71%(60%)

Lending & Liquidity

Total Loans

$248.3M

Loan-to-Deposit Ratio

60.55%

Net Charge-Off Ratio

0.16%

Growth

Asset Growth (YoY)

+1.62%

Deposit Growth (YoY)

+0.39%

Net Income

$4.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
First National Bank in OlneyHQ	101 E Main St	Olney	IL	11
First National Bank in Olney	2567 Ingraham Ln	Ingraham	IL	11
First National Bank in Olney	1706 W Jourdan St	Newton	IL	11
First National Bank in Olney	203 W Main St	Oblong	IL	11
First National Bank in Olney	400 S Whittle Ave	Olney	IL	23
First National Bank in Olney	1719 W Main St	Robinson	IL	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.