Illini State Bank

BankOglesby, Illinois
http://www.illinistatebank.com

Total Assets

$172.4M

Total Deposits

$123.5M

Branches

3

Established

1914

TFS Health Grade

$
D+

67.2 / 100

Below average financial health

How we grade

Illini State Bank is a bank headquartered in Oglesby, Illinois, established in 1914. With $172.4M in total assets and 3 branch locations, it has a TFS Financial Health Grade of D+ (67.2/100).

Capital & Safety

Tier 1 Capital Ratio
13.72%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
1.94%

Profitability

Return on Assets (ROA)
1.04%(1%)
Return on Equity (ROE)
7.92%(10%)
Net Interest Margin
2.71%
Efficiency Ratio
58.60%(60%)

Lending & Liquidity

Total Loans
$108.3M
Loan-to-Deposit Ratio
86.88%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+3.04%
Deposit Growth (YoY)
-1.12%
Net Income
$1.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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