SmartBiz Bank, National Association

BankNorthbrook, Illinois
www.SmartBizBank.com

Total Assets

$191.9M

Total Deposits

$144.5M

Branches

1

Established

2006

TFS Health Grade

$
D-

61.1 / 100

Below average financial health

How we grade

SmartBiz Bank, National Association is a bank headquartered in Northbrook, Illinois, established in 2006. With $191.9M in total assets and 1 branch locations, it has a TFS Financial Health Grade of D- (61.1/100).

Capital & Safety

Tier 1 Capital Ratio
9.03%(8%)
Total Capital Ratio
11.76%(10%)
Non-Performing Loan Ratio
0.73%

Profitability

Return on Assets (ROA)
-5.89%(1%)
Return on Equity (ROE)
-35.09%(10%)
Net Interest Margin
3.77%
Efficiency Ratio
145.32%(60%)

Lending & Liquidity

Total Loans
$137.6M
Loan-to-Deposit Ratio
93.69%
Net Charge-Off Ratio
0.62%

Growth

Asset Growth (YoY)
+29.55%
Deposit Growth (YoY)
+17.28%
Net Income
$-10,117,000

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in Illinois