Warren-Boynton State Bank

BankNew Berlin, Illinois
www.wbsb.com

Total Assets

$231.0M

Total Deposits

$197.4M

Branches

4

Established

1877

TFS Health Grade

$
C-

72.3 / 100

Average financial health

How we grade

Warren-Boynton State Bank is a bank headquartered in New Berlin, Illinois, established in 1877. With $231.0M in total assets and 4 branch locations, it has a TFS Financial Health Grade of C- (72.3/100).

Capital & Safety

Tier 1 Capital Ratio
11.71%(8%)
Total Capital Ratio
18.75%(10%)
Non-Performing Loan Ratio
0.25%

Profitability

Return on Assets (ROA)
1.17%(1%)
Return on Equity (ROE)
11.83%(10%)
Net Interest Margin
3.68%
Efficiency Ratio
65.81%(60%)

Lending & Liquidity

Total Loans
$172.2M
Loan-to-Deposit Ratio
86.38%
Net Charge-Off Ratio
0.03%

Growth

Asset Growth (YoY)
-7.06%
Deposit Growth (YoY)
-9.17%
Net Income
$2.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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