What is Morton Community Bank's financial health grade?

Morton Community Bank has a TFS Financial Health Grade of C+ (score: 78.5/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Morton Community Bank have?

Morton Community Bank has 50 branch locations across the United States.

Is Morton Community Bank FDIC insured?

Yes, Morton Community Bank is FDIC insured (Certificate #18429).

What are the total assets of Morton Community Bank?

Morton Community Bank has total assets of $5.4B as reported in its most recent FDIC filing.

Morton Community Bank

BankMorton, Illinois

www.hometownbanks.com

Total Assets

$5.4B

Total Deposits

$4.7B

Branches

Established

1961

TFS Health Grade

C+

78.5 / 100

Average financial health

How we grade

Morton Community Bank is a bank headquartered in Morton, Illinois, established in 1961. With $5.4B in total assets and 50 branch locations, it has a TFS Financial Health Grade of C+ (78.5/100).

Capital & Safety

Tier 1 Capital Ratio

10.79%(8%)

Total Capital Ratio

14.99%(10%)

Non-Performing Loan Ratio

0.68%

Profitability

Return on Assets (ROA)

1.54%(1%)

Return on Equity (ROE)

17.62%(10%)

Net Interest Margin

3.22%

Efficiency Ratio

50.54%(60%)

Lending & Liquidity

Total Loans

$3.6B

Loan-to-Deposit Ratio

75.50%

Net Charge-Off Ratio

-0.03%

Growth

Asset Growth (YoY)

-0.75%

Deposit Growth (YoY)

+3.85%

Net Income

$83.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Morton Community BankHQ	721 W Jackson St	Morton	IL	11
Morton Community Bank	209 S Main St	Albany	IL	11
Morton Community Bank	411 S Vine St	Arthur	IL	11
Morton Community Bank	139 S Vine St	Arthur	IL	23
Morton Community Bank	617 W Garfield Ave	Bartonville	IL	11
Morton Community Bank	2807 E Empire St	Bloomington	IL	11
Morton Community Bank	2434 Village Green Pl	Champaign	IL	11
Morton Community Bank	470 N Main Plz	Chatham	IL	11
Morton Community Bank	1007 N 4th St	Chillicothe	IL	11
Morton Community Bank	2301 E Washington St	East Peoria	IL	11
Morton Community Bank	2400 E Washington St	East Peoria	IL	11
Morton Community Bank	201clock Tower Dr	East Peoria	IL	11
Morton Community Bank	101 E Evergreen St	Elmwood	IL	11
Morton Community Bank	700 Main St	Erie	IL	11
Morton Community Bank	205 S Main St	Eureka	IL	11
Morton Community Bank	804 W Oak St	Fairbury	IL	11
Morton Community Bank	147 E Fort St	Farmington	IL	11
Morton Community Bank	12223 W Farmington Rd	Hanna City	IL	11
Morton Community Bank	313 5th St	Lacon	IL	11
Morton Community Bank	1100 West Jackson Street	Macomb	IL	23
Morton Community Bank	1400 E Jackson St	Macomb	IL	23
Morton Community Bank	127 S Side Sq	Macomb	IL	11
Morton Community Bank	105 S Adams St	Manito	IL	11
Morton Community Bank	701 N Minier Ave	Minier	IL	11
Morton Community Bank	119 W 5th St	Minonk	IL	11
Morton Community Bank	1301 S Main St	Morton	IL	11
Morton Community Bank	218 N Main St	Morton	IL	11
Morton Community Bank	1508 Fort Jesse Rd	Normal	IL	11
Morton Community Bank	601 Court St	Pekin	IL	11
Morton Community Bank	3100 W Harmon Hwy	Peoria	IL	11
Morton Community Bank	2311 W Pioneer Pkwy	Peoria	IL	11
Morton Community Bank	4730 N University St	Peoria	IL	11
Morton Community Bank	4488 N Prospect Rd	Peoria Heights	IL	11
Morton Community Bank	1006 N High St	Port Byron	IL	11
Morton Community Bank	105 E Main St	Princeville	IL	11
Morton Community Bank	416 W Front St	Roanoke	IL	11
Morton Community Bank	100 S Main St	Roseville	IL	11
Morton Community Bank	100 N Congress St	Rushville	IL	11
Morton Community Bank	14 Main St	Speer	IL	11
Morton Community Bank	1605 N Tremont St	Spring Bay	IL	11
Morton Community Bank	3050 Wabash Ave	Springfield	IL	11
Morton Community Bank	3001 S 6th St	Springfield	IL	11
Morton Community Bank	3120 Robbins Rd	Springfield	IL	24
Morton Community Bank	1401 N Dirksen Pkwy	Springfield	IL	11
Morton Community Bank	2136 E Cook St	Springfield	IL	23
Morton Community Bank	1953 E Sangamon Ave	Springfield	IL	23
Morton Community Bank	201 N Main St	Toluca	IL	11
Morton Community Bank	100 S Chestnut St	Tremont	IL	11
Morton Community Bank	101 S Jefferson St	Washburn	IL	23
Morton Community Bank	1895 Washington Rd	Washington	IL	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.