Grundy Bank

BankMorris, Illinois
www.grundy.bank

Total Assets

$372.1M

Total Deposits

$318.2M

Branches

4

Established

1864

TFS Health Grade

$
B+

88.1 / 100

Good financial health

How we grade

Grundy Bank is a bank headquartered in Morris, Illinois, established in 1864. With $372.1M in total assets and 4 branch locations, it has a TFS Financial Health Grade of B+ (88.1/100).

Capital & Safety

Tier 1 Capital Ratio
12.89%(8%)
Total Capital Ratio
21.71%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
2.92%(1%)
Return on Equity (ROE)
23.42%(10%)
Net Interest Margin
4.78%
Efficiency Ratio
45.51%(60%)

Lending & Liquidity

Total Loans
$264.6M
Loan-to-Deposit Ratio
82.21%
Net Charge-Off Ratio
0.03%

Growth

Asset Growth (YoY)
+6.74%
Deposit Growth (YoY)
+6.02%
Net Income
$11.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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