Midwest Bank

BankMonmouth, Illinois
www.mbwi.com

Total Assets

$703.4M

Total Deposits

$535.2M

Branches

8

Established

1870

TFS Health Grade

$
C

73.0 / 100

Average financial health

How we grade

Midwest Bank is a bank headquartered in Monmouth, Illinois, established in 1870. With $703.4M in total assets and 8 branch locations, it has a TFS Financial Health Grade of C (73.0/100).

Capital & Safety

Tier 1 Capital Ratio
8.60%(8%)
Total Capital Ratio
14.75%(10%)
Non-Performing Loan Ratio
0.21%

Profitability

Return on Assets (ROA)
0.79%(1%)
Return on Equity (ROE)
9.98%(10%)
Net Interest Margin
3.10%
Efficiency Ratio
64.59%(60%)

Lending & Liquidity

Total Loans
$427.0M
Loan-to-Deposit Ratio
78.85%
Net Charge-Off Ratio
0.11%

Growth

Asset Growth (YoY)
+3.90%
Deposit Growth (YoY)
-0.73%
Net Income
$5.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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