Pan American Bank & Trust

BankMelrose Park, Illinois
WWW.PANAMERBANK.COM

Total Assets

$542.0M

Total Deposits

$492.0M

Branches

5

Established

1995

TFS Health Grade

$
C-

71.6 / 100

Average financial health

How we grade

Pan American Bank & Trust is a bank headquartered in Melrose Park, Illinois, established in 1995. With $542.0M in total assets and 5 branch locations, it has a TFS Financial Health Grade of C- (71.6/100).

Capital & Safety

Tier 1 Capital Ratio
8.97%(8%)
Total Capital Ratio
11.51%(10%)
Non-Performing Loan Ratio
0.25%

Profitability

Return on Assets (ROA)
0.82%(1%)
Return on Equity (ROE)
9.53%(10%)
Net Interest Margin
3.95%
Efficiency Ratio
68.99%(60%)

Lending & Liquidity

Total Loans
$447.5M
Loan-to-Deposit Ratio
89.74%
Net Charge-Off Ratio
0.07%

Growth

Asset Growth (YoY)
+8.55%
Deposit Growth (YoY)
+11.94%
Net Income
$4.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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