What is Banterra Bank's financial health grade?

Banterra Bank has a TFS Financial Health Grade of C- (score: 70.8/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Banterra Bank have?

Banterra Bank has 43 branch locations across the United States.

Is Banterra Bank FDIC insured?

Yes, Banterra Bank is FDIC insured (Certificate #17514).

What are the total assets of Banterra Bank?

Banterra Bank has total assets of $3.3B as reported in its most recent FDIC filing.

Banterra Bank

BankMarion, Illinois

www.banterra.bank

Total Assets

$3.3B

Total Deposits

$3.0B

Branches

Established

1955

TFS Health Grade

C-

70.8 / 100

Average financial health

How we grade

Banterra Bank is a bank headquartered in Marion, Illinois, established in 1955. With $3.3B in total assets and 42 branch locations, it has a TFS Financial Health Grade of C- (70.8/100).

Capital & Safety

Tier 1 Capital Ratio

9.18%(8%)

Total Capital Ratio

10.97%(10%)

Non-Performing Loan Ratio

0.35%

Profitability

Return on Assets (ROA)

0.81%(1%)

Return on Equity (ROE)

13.12%(10%)

Net Interest Margin

3.16%

Efficiency Ratio

66.98%(60%)

Lending & Liquidity

Total Loans

$2.6B

Loan-to-Deposit Ratio

85.39%

Net Charge-Off Ratio

0.13%

Growth

Asset Growth (YoY)

+5.54%

Deposit Growth (YoY)

+5.01%

Net Income

$26.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Banterra BankHQ	3201 Banterra Dr	Marion	IL	11
Banterra Bank	355 E Germann Rd	Gilbert	AZ	12
Banterra Bank	15100 N 78th Way	Scottsdale	AZ	11
Banterra Bank	10736 W Bell Rd	Sun City	AZ	11
Banterra Bank	13503 W Camino Del Sol	Sun City West	AZ	12
Banterra Bank	1500 W Main St	Carbondale	IL	11
Banterra Bank	1310 W Main St	Carmi	IL	11
Banterra Bank	108 S Plaza Dr New Rt 13 East	Carterville	IL	11
Banterra Bank	506 N Victor St	Christopher	IL	11
Banterra Bank	124 W Main St	Du Quoin	IL	11
Banterra Bank	1501 U.S. Route 45 South	Eldorado	IL	11
Banterra Bank	101 S Main St	Elizabethtown	IL	11
Banterra Bank	121 E Main St	Golconda	IL	11
Banterra Bank	520 E Poplar St	Harrisburg	IL	11
Banterra Bank	395 S Commercial St	Harrisburg	IL	11
Banterra Bank	318 S Park Ave	Herrin	IL	11
Banterra Bank	908 Grand Ave	Johnston City	IL	11
Banterra Bank	401 E Deyoung St	Marion	IL	21
Banterra Bank	3201 Banterra Dr	Marion	IL	27
Banterra Bank	1704 W Deyoung St	Marion	IL	12
Banterra Bank	102 W Main St	Marion	IL	23
Banterra Bank	800 N Carbon St	Marion	IL	11
Banterra Bank	111 Airway Dr	Marion	IL	23
Banterra Bank	200 E Market St	Mcleansboro	IL	11
Banterra Bank	521 Ferry Street	Metropolis	IL	11
Banterra Bank	3520 Broadway St	Mount Vernon	IL	11
Banterra Bank	208 E Main St	Norris City	IL	11
Banterra Bank	123 S Murphy St	Ridgway	IL	11
Banterra Bank	225 Main Street	Rosiclare	IL	11
Banterra Bank	529 E Vine St	Vienna	IL	23
Banterra Bank	402 Court St	Vienna	IL	11
Banterra Bank	110 E Oak St	West Frankfort	IL	11
Banterra Bank	705 N Saint Joseph Ave	Evansville	IN	11
Banterra Bank	133 N Cross Pointe Blvd	Evansville	IN	11
Banterra Bank	435 E Diamond Ave	Evansville	IN	11
Banterra Bank	3811 Haley Dr	Newburgh	IN	27
Banterra Bank	3811 Haley Dr	Newburgh	IN	11
Banterra Bank	5200 Hinkleville Rd	Paducah	KY	11
Banterra Bank	3151 Parisa Dr	Paducah	KY	11
Banterra Bank	1650 N Kingshighway St	Cape Girardeau	MO	11
Banterra Bank	99 Prairie Dr	East Prairie	MO	11
Banterra Bank	9900 Clayton Rd	Saint Louis	MO	24
Banterra Bank	6965 S Union Park Ctr	Cottonwood Heights	UT	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.