Prairie Community Bank

BankMarengo, Illinois
www.prairiecommunitybank.com

Total Assets

$188.5M

Total Deposits

$172.0M

Branches

5

Established

1998

TFS Health Grade

$
C-

71.7 / 100

Average financial health

How we grade

Prairie Community Bank is a bank headquartered in Marengo, Illinois, established in 1998. With $188.5M in total assets and 5 branch locations, it has a TFS Financial Health Grade of C- (71.7/100).

Capital & Safety

Tier 1 Capital Ratio
8.55%(8%)
Total Capital Ratio
13.87%(10%)
Non-Performing Loan Ratio
0.17%

Profitability

Return on Assets (ROA)
0.69%(1%)
Return on Equity (ROE)
8.95%(10%)
Net Interest Margin
4.09%
Efficiency Ratio
83.62%(60%)

Lending & Liquidity

Total Loans
$127.0M
Loan-to-Deposit Ratio
72.61%
Net Charge-Off Ratio
-0.09%

Growth

Asset Growth (YoY)
+10.88%
Deposit Growth (YoY)
+12.02%
Net Income
$1.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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