First Security Bank

BankMackinaw, Illinois
www.fsb1.com

Total Assets

$139.9M

Total Deposits

$123.0M

Branches

4

Established

1934

TFS Health Grade

$
D+

68.0 / 100

Below average financial health

How we grade

First Security Bank is a bank headquartered in Mackinaw, Illinois, established in 1934. With $139.9M in total assets and 4 branch locations, it has a TFS Financial Health Grade of D+ (68.0/100).

Capital & Safety

Tier 1 Capital Ratio
9.40%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.33%

Profitability

Return on Assets (ROA)
1.08%(1%)
Return on Equity (ROE)
9.19%(10%)
Net Interest Margin
3.94%
Efficiency Ratio
66.88%(60%)

Lending & Liquidity

Total Loans
$110.5M
Loan-to-Deposit Ratio
88.83%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+10.79%
Deposit Growth (YoY)
+10.99%
Net Income
$1.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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