Liberty Bank

BankLiberty, Illinois
www.liberty.bank

Total Assets

$186.5M

Total Deposits

$160.6M

Branches

6

Established

1903

TFS Health Grade

$
C

77.0 / 100

Average financial health

How we grade

Liberty Bank is a bank headquartered in Liberty, Illinois, established in 1903. With $186.5M in total assets and 6 branch locations, it has a TFS Financial Health Grade of C (77.0/100).

Capital & Safety

Tier 1 Capital Ratio
11.83%(8%)
Total Capital Ratio
20.55%(10%)
Non-Performing Loan Ratio
0.03%

Profitability

Return on Assets (ROA)
1.64%(1%)
Return on Equity (ROE)
13.51%(10%)
Net Interest Margin
4.86%
Efficiency Ratio
50.54%(60%)

Lending & Liquidity

Total Loans
$116.5M
Loan-to-Deposit Ratio
71.97%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+43.31%
Deposit Growth (YoY)
+40.33%
Net Income
$3.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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