Lake Forest Bank & Trust Company, National Association

BankLake Forest, Illinois
www.lakeforestbank.com

Total Assets

$9.4B

Total Deposits

$7.4B

Branches

10

Established

1986

TFS Health Grade

$
C+

77.3 / 100

Average financial health

How we grade

Lake Forest Bank & Trust Company, National Association is a bank headquartered in Lake Forest, Illinois, established in 1986. With $9.4B in total assets and 10 branch locations, it has a TFS Financial Health Grade of C+ (77.3/100).

Capital & Safety

Tier 1 Capital Ratio
9.09%(8%)
Total Capital Ratio
11.70%(10%)
Non-Performing Loan Ratio
0.35%

Profitability

Return on Assets (ROA)
2.20%(1%)
Return on Equity (ROE)
24.18%(10%)
Net Interest Margin
3.49%
Efficiency Ratio
41.32%(60%)

Lending & Liquidity

Total Loans
$6.8B
Loan-to-Deposit Ratio
91.91%
Net Charge-Off Ratio
0.09%

Growth

Asset Growth (YoY)
+10.91%
Deposit Growth (YoY)
+14.19%
Net Income
$199.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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