Hometown National Bank

BankLa Salle, Illinois
www.myhtnb.bank

Total Assets

$319.3M

Total Deposits

$278.1M

Branches

3

Established

1880

TFS Health Grade

$
C-

71.2 / 100

Average financial health

How we grade

Hometown National Bank is a bank headquartered in La Salle, Illinois, established in 1880. With $319.3M in total assets and 3 branch locations, it has a TFS Financial Health Grade of C- (71.2/100).

Capital & Safety

Tier 1 Capital Ratio
10.49%(8%)
Total Capital Ratio
20.64%(10%)
Non-Performing Loan Ratio
0.16%

Profitability

Return on Assets (ROA)
1.17%(1%)
Return on Equity (ROE)
12.25%(10%)
Net Interest Margin
3.08%
Efficiency Ratio
61.50%(60%)

Lending & Liquidity

Total Loans
$148.6M
Loan-to-Deposit Ratio
52.72%
Net Charge-Off Ratio
0.03%

Growth

Asset Growth (YoY)
-1.51%
Deposit Growth (YoY)
-2.12%
Net Income
$3.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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