FNBC Bank & Trust

BankLa Grange, Illinois
www.fnbcbt.com

Total Assets

$597.6M

Total Deposits

$539.7M

Branches

3

Established

1908

TFS Health Grade

$
C-

71.3 / 100

Average financial health

How we grade

FNBC Bank & Trust is a bank headquartered in La Grange, Illinois, established in 1908. With $597.6M in total assets and 3 branch locations, it has a TFS Financial Health Grade of C- (71.3/100).

Capital & Safety

Tier 1 Capital Ratio
9.69%(8%)
Total Capital Ratio
19.76%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
0.82%(1%)
Return on Equity (ROE)
9.29%(10%)
Net Interest Margin
2.90%
Efficiency Ratio
73.11%(60%)

Lending & Liquidity

Total Loans
$314.4M
Loan-to-Deposit Ratio
57.58%
Net Charge-Off Ratio
-0.01%

Growth

Asset Growth (YoY)
+3.72%
Deposit Growth (YoY)
+2.34%
Net Income
$4.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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