What is First Trust Bank of Illinois's financial health grade?

First Trust Bank of Illinois has a TFS Financial Health Grade of D (score: 64.7/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does First Trust Bank of Illinois have?

First Trust Bank of Illinois has 6 branch locations across the United States.

Is First Trust Bank of Illinois FDIC insured?

Yes, First Trust Bank of Illinois is FDIC insured (Certificate #34778).

What are the total assets of First Trust Bank of Illinois?

First Trust Bank of Illinois has total assets of $384.4M as reported in its most recent FDIC filing.

First Trust Bank of Illinois

BankKankakee, Illinois

www.firsttrustbankil.com

Total Assets

$384.4M

Total Deposits

$304.6M

Branches

Established

1998

TFS Health Grade

64.7 / 100

Below average financial health

How we grade

First Trust Bank of Illinois is a bank headquartered in Kankakee, Illinois, established in 1998. With $384.4M in total assets and 6 branch locations, it has a TFS Financial Health Grade of D (64.7/100).

Capital & Safety

Tier 1 Capital Ratio

10.45%(8%)

Total Capital Ratio

15.65%(10%)

Non-Performing Loan Ratio

1.76%

Profitability

Return on Assets (ROA)

0.82%(1%)

Return on Equity (ROE)

9.97%(10%)

Net Interest Margin

2.62%

Efficiency Ratio

61.02%(60%)

Lending & Liquidity

Total Loans

$150.4M

Loan-to-Deposit Ratio

48.82%

Net Charge-Off Ratio

0.01%

Growth

Asset Growth (YoY)

+4.21%

Deposit Growth (YoY)

+1.87%

Net Income

$3.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
First Trust Bank of IllinoisHQ	275 E Court St	Kankakee	IL	11
First Trust Bank of Illinois	3308 S Waldron Rd	Aroma Park	IL	11
First Trust Bank of Illinois	1090 Main St Nw	Bourbonnais	IL	23
First Trust Bank of Illinois	720 N Convent St	Bourbonnais	IL	11
First Trust Bank of Illinois	200 N Front Rd	Danforth	IL	11
First Trust Bank of Illinois	1500 W Court St	Kankakee	IL	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.