PeopleFirst Bank

BankJoliet, Illinois
www.peoplefirstbank.com

Total Assets

$264.3M

Total Deposits

$216.4M

Branches

2

Established

2007

TFS Health Grade

$
C

73.7 / 100

Average financial health

How we grade

PeopleFirst Bank is a bank headquartered in Joliet, Illinois, established in 2007. With $264.3M in total assets and 2 branch locations, it has a TFS Financial Health Grade of C (73.7/100).

Capital & Safety

Tier 1 Capital Ratio
11.75%(8%)
Total Capital Ratio
17.63%(10%)
Non-Performing Loan Ratio
0.20%

Profitability

Return on Assets (ROA)
1.01%(1%)
Return on Equity (ROE)
8.82%(10%)
Net Interest Margin
3.79%
Efficiency Ratio
57.59%(60%)

Lending & Liquidity

Total Loans
$175.4M
Loan-to-Deposit Ratio
79.98%
Net Charge-Off Ratio
1.18%

Growth

Asset Growth (YoY)
-0.21%
Deposit Growth (YoY)
-5.49%
Net Income
$2.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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