The Bank of Herrin

BankHerrin, Illinois
WWW.BANKOFHERRIN.BANK

Total Assets

$349.5M

Total Deposits

$326.9M

Branches

5

Established

1904

TFS Health Grade

$
C-

71.3 / 100

Average financial health

How we grade

The Bank of Herrin is a bank headquartered in Herrin, Illinois, established in 1904. With $349.5M in total assets and 5 branch locations, it has a TFS Financial Health Grade of C- (71.3/100).

Capital & Safety

Tier 1 Capital Ratio
8.90%(8%)
Total Capital Ratio
13.39%(10%)
Non-Performing Loan Ratio
0.65%

Profitability

Return on Assets (ROA)
1.06%(1%)
Return on Equity (ROE)
20.60%(10%)
Net Interest Margin
3.45%
Efficiency Ratio
72.32%(60%)

Lending & Liquidity

Total Loans
$230.5M
Loan-to-Deposit Ratio
69.80%
Net Charge-Off Ratio
0.37%

Growth

Asset Growth (YoY)
+4.71%
Deposit Growth (YoY)
+2.67%
Net Income
$3.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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