Union Savings Bank

BankFreeport, Illinois
www.unionsavingsbank.com

Total Assets

$180.6M

Total Deposits

$164.5M

Branches

4

Established

1883

TFS Health Grade

$
D

66.8 / 100

Below average financial health

How we grade

Union Savings Bank is a bank headquartered in Freeport, Illinois, established in 1883. With $180.6M in total assets and 4 branch locations, it has a TFS Financial Health Grade of D (66.8/100).

Capital & Safety

Tier 1 Capital Ratio
9.43%(8%)
Total Capital Ratio
15.67%(10%)
Non-Performing Loan Ratio
0.34%

Profitability

Return on Assets (ROA)
0.22%(1%)
Return on Equity (ROE)
3.12%(10%)
Net Interest Margin
3.22%
Efficiency Ratio
93.04%(60%)

Lending & Liquidity

Total Loans
$115.2M
Loan-to-Deposit Ratio
69.49%
Net Charge-Off Ratio
0.04%

Growth

Asset Growth (YoY)
+0.45%
Deposit Growth (YoY)
-1.17%
Net Income
$405.0K

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in Illinois