Legence Bank

BankEldorado, Illinois
www.legencebank.com

Total Assets

$648.6M

Total Deposits

$570.8M

Branches

12

Established

1906

TFS Health Grade

$
C

73.0 / 100

Average financial health

How we grade

Legence Bank is a bank headquartered in Eldorado, Illinois, established in 1906. With $648.6M in total assets and 12 branch locations, it has a TFS Financial Health Grade of C (73.0/100).

Capital & Safety

Tier 1 Capital Ratio
9.40%(8%)
Total Capital Ratio
14.92%(10%)
Non-Performing Loan Ratio
1.62%

Profitability

Return on Assets (ROA)
1.64%(1%)
Return on Equity (ROE)
18.11%(10%)
Net Interest Margin
5.19%
Efficiency Ratio
65.28%(60%)

Lending & Liquidity

Total Loans
$427.0M
Loan-to-Deposit Ratio
73.92%
Net Charge-Off Ratio
0.17%

Growth

Asset Growth (YoY)
+0.46%
Deposit Growth (YoY)
-2.63%
Net Income
$10.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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