What is Dieterich Bank's financial health grade?

Dieterich Bank has a TFS Financial Health Grade of D (score: 66.3/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Dieterich Bank have?

Dieterich Bank has 17 branch locations across the United States.

Is Dieterich Bank FDIC insured?

Yes, Dieterich Bank is FDIC insured (Certificate #3787).

What are the total assets of Dieterich Bank?

Dieterich Bank has total assets of $1.6B as reported in its most recent FDIC filing.

Dieterich Bank

BankEffingham, Illinois

http://www.dieterichbank.com

Total Assets

$1.6B

Total Deposits

$1.3B

Branches

Established

1909

TFS Health Grade

66.3 / 100

Below average financial health

How we grade

Dieterich Bank is a bank headquartered in Effingham, Illinois, established in 1909. With $1.6B in total assets and 17 branch locations, it has a TFS Financial Health Grade of D (66.3/100).

Capital & Safety

Tier 1 Capital Ratio

8.22%(8%)

Total Capital Ratio

11.25%(10%)

Non-Performing Loan Ratio

1.93%

Profitability

Return on Assets (ROA)

0.73%(1%)

Return on Equity (ROE)

8.67%(10%)

Net Interest Margin

3.29%

Efficiency Ratio

65.84%(60%)

Lending & Liquidity

Total Loans

$1.1B

Loan-to-Deposit Ratio

78.99%

Net Charge-Off Ratio

0.10%

Growth

Asset Growth (YoY)

+15.43%

Deposit Growth (YoY)

+14.30%

Net Income

$10.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Dieterich BankHQ	300 Sur Woods Dr	Effingham	IL	11
Dieterich Bank	550 N 2nd St	Breese	IL	11
Dieterich Bank	9420 Holy Cross Lane	Breese	IL	11
Dieterich Bank	2231 State St	Chester	IL	11
Dieterich Bank	218 N Main St	Columbia	IL	11
Dieterich Bank	101 S Main St	Dieterich	IL	11
Dieterich Bank	2159 S State Route 157	Edwardsville	IL	11
Dieterich Bank	1510 E. Fayette Ave.	Effingham	IL	11
Dieterich Bank	510 W Fayette Ave	Effingham	IL	11
Dieterich Bank	10911 East State Hwy 33	Effingham	IL	11
Dieterich Bank	1108 S Van Buren St	Newton	IL	12
Dieterich Bank	115 W Market St	Red Bud	IL	23
Dieterich Bank	1411 S Main St	Red Bud	IL	11
Dieterich Bank	423 E Cumberland Rd	Saint Elmo	IL	11
Dieterich Bank	104 E Broadway	Trenton	IL	11
Dieterich Bank	1405 N Illinois Route 3	Waterloo	IL	11
Dieterich Bank	101 N Main St	Waterloo	IL	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.