What is Resource Bank, National Association's financial health grade?

Resource Bank, National Association has a TFS Financial Health Grade of D (score: 66.7/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Resource Bank, National Association have?

Resource Bank, National Association has 15 branch locations across the United States.

Is Resource Bank, National Association FDIC insured?

Yes, Resource Bank, National Association is FDIC insured (Certificate #3701).

What are the total assets of Resource Bank, National Association?

Resource Bank, National Association has total assets of $861.8M as reported in its most recent FDIC filing.

Resource Bank, National Association

BankDekalb, Illinois

www.resourcebank.com

Total Assets

$861.8M

Total Deposits

$795.3M

Branches

Established

1901

TFS Health Grade

66.7 / 100

Below average financial health

How we grade

Resource Bank, National Association is a bank headquartered in Dekalb, Illinois, established in 1901. With $861.8M in total assets and 15 branch locations, it has a TFS Financial Health Grade of D (66.7/100).

Capital & Safety

Tier 1 Capital Ratio

8.24%(8%)

Total Capital Ratio

13.41%(10%)

Non-Performing Loan Ratio

2.21%

Profitability

Return on Assets (ROA)

0.98%(1%)

Return on Equity (ROE)

14.45%(10%)

Net Interest Margin

3.38%

Efficiency Ratio

73.14%(60%)

Lending & Liquidity

Total Loans

$535.4M

Loan-to-Deposit Ratio

66.56%

Net Charge-Off Ratio

-0.00%

Growth

Asset Growth (YoY)

+6.00%

Deposit Growth (YoY)

+4.72%

Net Income

$8.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Resource Bank, National AssociationHQ	555 Bethany Rd	Dekalb	IL	11
Resource Bank, National Association	10 W North Ave	Cortland	IL	11
Resource Bank, National Association	775 S Annie Glidden Rd	Dekalb	IL	11
Resource Bank, National Association	613 S Ottawa St	Earlville	IL	11
Resource Bank, National Association	310 S Highway 23	Genoa	IL	11
Resource Bank, National Association	135 W Oak Knoll Dr	Hampshire	IL	11
Resource Bank, National Association	280 E Lincoln Ave	Hinckley	IL	11
Resource Bank, National Association	2s101 Harter Rd	Kaneville	IL	11
Resource Bank, National Association	414 W Main St	Kirkland	IL	11
Resource Bank, National Association	205 N Main St	Leland	IL	11
Resource Bank, National Association	201 State Route 38	Malta	IL	11
Resource Bank, National Association	2276 E Us Route 52	Serena	IL	11
Resource Bank, National Association	102 Indian Rd	Shabbona	IL	11
Resource Bank, National Association	605 E Market St	Somonauk	IL	11
Resource Bank, National Association	351 N Main St	Sycamore	IL	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.