The Federal Savings Bank

BankChicago, Illinois
www.thefederalsavingsbank.com

Total Assets

$1.1B

Total Deposits

$827.7M

Branches

2

Established

2000

TFS Health Grade

$
D-

60.2 / 100

Below average financial health

How we grade

The Federal Savings Bank is a bank headquartered in Chicago, Illinois, established in 2000. With $1.1B in total assets and 2 branch locations, it has a TFS Financial Health Grade of D- (60.2/100).

Capital & Safety

Tier 1 Capital Ratio
14.44%(8%)
Total Capital Ratio
20.17%(10%)
Non-Performing Loan Ratio
3.35%

Profitability

Return on Assets (ROA)
0.69%(1%)
Return on Equity (ROE)
5.07%(10%)
Net Interest Margin
3.37%
Efficiency Ratio
94.22%(60%)

Lending & Liquidity

Total Loans
$1.0B
Loan-to-Deposit Ratio
121.26%
Net Charge-Off Ratio
0.23%

Growth

Asset Growth (YoY)
-3.50%
Deposit Growth (YoY)
+6.78%
Net Income
$8.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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