What is Lakeside Bank's financial health grade?

Lakeside Bank has a TFS Financial Health Grade of C+ (score: 78.4/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Lakeside Bank have?

Lakeside Bank has 11 branch locations across the United States.

Is Lakeside Bank FDIC insured?

Yes, Lakeside Bank is FDIC insured (Certificate #19573).

What are the total assets of Lakeside Bank?

Lakeside Bank has total assets of $2.9B as reported in its most recent FDIC filing.

Lakeside Bank

BankChicago, Illinois

http://WWW.LAKESIDEBANK.COM

Total Assets

$2.9B

Total Deposits

$2.5B

Branches

Established

1966

TFS Health Grade

C+

78.4 / 100

Average financial health

How we grade

Lakeside Bank is a bank headquartered in Chicago, Illinois, established in 1966. With $2.9B in total assets and 11 branch locations, it has a TFS Financial Health Grade of C+ (78.4/100).

Capital & Safety

Tier 1 Capital Ratio

10.40%(8%)

Total Capital Ratio

13.16%(10%)

Non-Performing Loan Ratio

0.04%

Profitability

Return on Assets (ROA)

1.64%(1%)

Return on Equity (ROE)

15.88%(10%)

Net Interest Margin

3.70%

Efficiency Ratio

53.74%(60%)

Lending & Liquidity

Total Loans

$2.3B

Loan-to-Deposit Ratio

92.27%

Net Charge-Off Ratio

0.01%

Growth

Asset Growth (YoY)

+7.14%

Deposit Growth (YoY)

+8.12%

Net Income

$45.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Lakeside BankHQ	55 W Wacker Dr	Chicago	IL	11
Lakeside Bank	3855 S Halsted St	Chicago	IL	11
Lakeside Bank	1350 S Michigan Ave	Chicago	IL	11
Lakeside Bank	141 W Jackson Blvd	Chicago	IL	11
Lakeside Bank	2200 S Archer Ave	Chicago	IL	11
Lakeside Bank	2800 N Ashland Ave	Chicago	IL	11
Lakeside Bank	165 S York St	Elmhurst	IL	11
Lakeside Bank	950 E. Rand Road	Mount Prospect	IL	11
Lakeside Bank	1063 S Washington St	Naperville	IL	11
Lakeside Bank	18w100 22nd St	Oakbrook Terrace	IL	11
Lakeside Bank	425 Devon Ave	Park Ridge	IL	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.