International Bank of Chicago

BankChicago, Illinois
www.inbk.com

Total Assets

$965.0M

Total Deposits

$847.1M

Branches

6

Established

1992

TFS Health Grade

$
C+

79.6 / 100

Average financial health

How we grade

International Bank of Chicago is a bank headquartered in Chicago, Illinois, established in 1992. With $965.0M in total assets and 6 branch locations, it has a TFS Financial Health Grade of C+ (79.6/100).

Capital & Safety

Tier 1 Capital Ratio
12.24%(8%)
Total Capital Ratio
20.71%(10%)
Non-Performing Loan Ratio
0.05%

Profitability

Return on Assets (ROA)
1.28%(1%)
Return on Equity (ROE)
12.06%(10%)
Net Interest Margin
3.06%
Efficiency Ratio
65.61%(60%)

Lending & Liquidity

Total Loans
$742.4M
Loan-to-Deposit Ratio
86.17%
Net Charge-Off Ratio
0.02%

Growth

Asset Growth (YoY)
-0.92%
Deposit Growth (YoY)
-1.88%
Net Income
$12.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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