Gold Coast Bank

BankChicago, Illinois
www.goldcoastbank.net

Total Assets

$459.6M

Total Deposits

$363.4M

Branches

1

Established

2007

TFS Health Grade

$
C-

72.3 / 100

Average financial health

How we grade

Gold Coast Bank is a bank headquartered in Chicago, Illinois, established in 2007. With $459.6M in total assets and 1 branch locations, it has a TFS Financial Health Grade of C- (72.3/100).

Capital & Safety

Tier 1 Capital Ratio
14.73%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.56%

Profitability

Return on Assets (ROA)
1.37%(1%)
Return on Equity (ROE)
9.80%(10%)
Net Interest Margin
3.60%
Efficiency Ratio
57.92%(60%)

Lending & Liquidity

Total Loans
$325.6M
Loan-to-Deposit Ratio
86.13%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
-0.94%
Deposit Growth (YoY)
-1.32%
Net Income
$6.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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