Community Savings Bank

BankChicago, Illinois
www.communitysavingsbank.bank

Total Assets

$409.5M

Total Deposits

$360.6M

Branches

2

Established

1925

TFS Health Grade

$
F

59.6 / 100

Poor financial health

How we grade

Community Savings Bank is a bank headquartered in Chicago, Illinois, established in 1925. With $409.5M in total assets and 2 branch locations, it has a TFS Financial Health Grade of F (59.6/100).

Capital & Safety

Tier 1 Capital Ratio
13.49%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.21%

Profitability

Return on Assets (ROA)
-0.48%(1%)
Return on Equity (ROE)
-4.24%(10%)
Net Interest Margin
2.01%
Efficiency Ratio
128.16%(60%)

Lending & Liquidity

Total Loans
$228.4M
Loan-to-Deposit Ratio
62.69%
Net Charge-Off Ratio
-0.00%

Growth

Asset Growth (YoY)
-0.77%
Deposit Growth (YoY)
-1.64%
Net Income
$-1,989,000

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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