Belmont Bank & Trust Company

BankChicago, Illinois
WWW.BELMONTBANK.COM

Total Assets

$1.0B

Total Deposits

$895.6M

Branches

5

Established

2006

TFS Health Grade

$
B-

80.0 / 100

Good financial health

How we grade

Belmont Bank & Trust Company is a bank headquartered in Chicago, Illinois, established in 2006. With $1.0B in total assets and 5 branch locations, it has a TFS Financial Health Grade of B- (80.0/100).

Capital & Safety

Tier 1 Capital Ratio
11.13%(8%)
Total Capital Ratio
16.04%(10%)
Non-Performing Loan Ratio
0.55%

Profitability

Return on Assets (ROA)
1.43%(1%)
Return on Equity (ROE)
13.22%(10%)
Net Interest Margin
4.05%
Efficiency Ratio
49.62%(60%)

Lending & Liquidity

Total Loans
$743.5M
Loan-to-Deposit Ratio
82.03%
Net Charge-Off Ratio
0.08%

Growth

Asset Growth (YoY)
+8.55%
Deposit Growth (YoY)
+7.88%
Net Income
$14.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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