What is Carrollton Bank's financial health grade?

Carrollton Bank has a TFS Financial Health Grade of C- (score: 71.3/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Carrollton Bank have?

Carrollton Bank has 13 branch locations across the United States.

Is Carrollton Bank FDIC insured?

Yes, Carrollton Bank is FDIC insured (Certificate #12383).

What are the total assets of Carrollton Bank?

Carrollton Bank has total assets of $3.8B as reported in its most recent FDIC filing.

Carrollton Bank

BankCarrollton, Illinois

www.carrolltonbanking.com

Total Assets

$3.8B

Total Deposits

$3.5B

Branches

Established

1877

TFS Health Grade

C-

71.3 / 100

Average financial health

How we grade

Carrollton Bank is a bank headquartered in Carrollton, Illinois, established in 1877. With $3.8B in total assets and 13 branch locations, it has a TFS Financial Health Grade of C- (71.3/100).

Capital & Safety

Tier 1 Capital Ratio

7.82%(8%)

Total Capital Ratio

11.04%(10%)

Non-Performing Loan Ratio

0.19%

Profitability

Return on Assets (ROA)

1.04%(1%)

Return on Equity (ROE)

13.52%(10%)

Net Interest Margin

3.20%

Efficiency Ratio

57.06%(60%)

Lending & Liquidity

Total Loans

$2.9B

Loan-to-Deposit Ratio

82.01%

Net Charge-Off Ratio

0.13%

Growth

Asset Growth (YoY)

+9.28%

Deposit Growth (YoY)

+9.27%

Net Income

$38.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Carrollton BankHQ	315 6th St	Carrollton	IL	11
Carrollton Bank	120 Homer M Adams Pkwy	Alton	IL	11
Carrollton Bank	222 E Park St	Edwardsville	IL	11
Carrollton Bank	136 Northport Drive	Godfrey	IL	23
Carrollton Bank	1101 S State St	Jerseyville	IL	11
Carrollton Bank	1575 N Green Mount Rd	O Fallon	IL	11
Carrollton Bank	2135 Wabash Ave	Springfield	IL	11
Carrollton Bank	1925 Richardson Rd	Arnold	MO	11
Carrollton Bank	7911 Forsyth Blvd	Clayton	MO	11
Carrollton Bank	11710 Manchester Rd	Des Peres	MO	11
Carrollton Bank	3050 W Clay St	Saint Charles	MO	11
Carrollton Bank	5807 Murdoch Ave	Saint Louis	MO	11
Carrollton Bank	1001 Craig Rd	Saint Louis	MO	21

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.