Byron Bank

BankByron, Illinois
www.byronbank.com

Total Assets

$360.1M

Total Deposits

$323.9M

Branches

4

Established

1932

TFS Health Grade

$
D

65.5 / 100

Below average financial health

How we grade

Byron Bank is a bank headquartered in Byron, Illinois, established in 1932. With $360.1M in total assets and 4 branch locations, it has a TFS Financial Health Grade of D (65.5/100).

Capital & Safety

Tier 1 Capital Ratio
9.37%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.74%

Profitability

Return on Assets (ROA)
1.17%(1%)
Return on Equity (ROE)
14.90%(10%)
Net Interest Margin
3.11%
Efficiency Ratio
66.42%(60%)

Lending & Liquidity

Total Loans
$247.5M
Loan-to-Deposit Ratio
75.66%
Net Charge-Off Ratio
0.09%

Growth

Asset Growth (YoY)
-0.74%
Deposit Growth (YoY)
-2.84%
Net Income
$4.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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