Scott State Bank

BankBethany, Illinois
www.scottbancshares.com

Total Assets

$202.8M

Total Deposits

$177.5M

Branches

7

Established

1887

TFS Health Grade

$
D-

60.6 / 100

Below average financial health

How we grade

Scott State Bank is a bank headquartered in Bethany, Illinois, established in 1887. With $202.8M in total assets and 7 branch locations, it has a TFS Financial Health Grade of D- (60.6/100).

Capital & Safety

Tier 1 Capital Ratio
13.45%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
1.49%

Profitability

Return on Assets (ROA)
0.91%(1%)
Return on Equity (ROE)
8.83%(10%)
Net Interest Margin
3.48%
Efficiency Ratio
72.14%(60%)

Lending & Liquidity

Total Loans
$121.0M
Loan-to-Deposit Ratio
67.50%
Net Charge-Off Ratio
0.26%

Growth

Asset Growth (YoY)
-6.10%
Deposit Growth (YoY)
+0.59%
Net Income
$1.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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