State Bank of Whittington

BankBenton, Illinois
www.statebankofwhittington.com

Total Assets

$177.4M

Total Deposits

$158.1M

Branches

5

Established

1919

TFS Health Grade

$
C-

71.9 / 100

Average financial health

How we grade

State Bank of Whittington is a bank headquartered in Benton, Illinois, established in 1919. With $177.4M in total assets and 5 branch locations, it has a TFS Financial Health Grade of C- (71.9/100).

Capital & Safety

Tier 1 Capital Ratio
11.35%(8%)
Total Capital Ratio
16.30%(10%)
Non-Performing Loan Ratio
1.95%

Profitability

Return on Assets (ROA)
1.14%(1%)
Return on Equity (ROE)
12.01%(10%)
Net Interest Margin
4.45%
Efficiency Ratio
67.58%(60%)

Lending & Liquidity

Total Loans
$119.6M
Loan-to-Deposit Ratio
74.91%
Net Charge-Off Ratio
0.65%

Growth

Asset Growth (YoY)
+0.82%
Deposit Growth (YoY)
+1.49%
Net Income
$2.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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