Tompkins State Bank

BankAvon, Illinois
www.tompkinsstatebank.com

Total Assets

$305.2M

Total Deposits

$276.1M

Branches

4

Established

1913

TFS Health Grade

$
C-

70.8 / 100

Average financial health

How we grade

Tompkins State Bank is a bank headquartered in Avon, Illinois, established in 1913. With $305.2M in total assets and 4 branch locations, it has a TFS Financial Health Grade of C- (70.8/100).

Capital & Safety

Tier 1 Capital Ratio
9.57%(8%)
Total Capital Ratio
15.33%(10%)
Non-Performing Loan Ratio
0.64%

Profitability

Return on Assets (ROA)
0.94%(1%)
Return on Equity (ROE)
10.79%(10%)
Net Interest Margin
3.55%
Efficiency Ratio
71.37%(60%)

Lending & Liquidity

Total Loans
$171.9M
Loan-to-Deposit Ratio
61.75%
Net Charge-Off Ratio
-0.03%

Growth

Asset Growth (YoY)
+6.61%
Deposit Growth (YoY)
+7.34%
Net Income
$2.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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