Ireland Bank

BankMalad City, Idaho
www.ireland-bank.bank

Total Assets

$371.2M

Total Deposits

$325.1M

Branches

12

Established

1892

TFS Health Grade

$
D

65.3 / 100

Below average financial health

How we grade

Ireland Bank is a bank headquartered in Malad City, Idaho, established in 1892. With $371.2M in total assets and 12 branch locations, it has a TFS Financial Health Grade of D (65.3/100).

Capital & Safety

Tier 1 Capital Ratio
10.85%(8%)
Total Capital Ratio
19.31%(10%)
Non-Performing Loan Ratio
2.29%

Profitability

Return on Assets (ROA)
0.85%(1%)
Return on Equity (ROE)
9.71%(10%)
Net Interest Margin
3.96%
Efficiency Ratio
72.51%(60%)

Lending & Liquidity

Total Loans
$186.6M
Loan-to-Deposit Ratio
56.62%
Net Charge-Off Ratio
0.22%

Growth

Asset Growth (YoY)
+0.59%
Deposit Growth (YoY)
+0.26%
Net Income
$3.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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