NSB Bank

BankMason City, Iowa
www.nsbbank.com

Total Assets

$468.6M

Total Deposits

$400.2M

Branches

6

Established

1933

TFS Health Grade

$
D+

69.5 / 100

Below average financial health

How we grade

NSB Bank is a bank headquartered in Mason City, Iowa, established in 1933. With $468.6M in total assets and 6 branch locations, it has a TFS Financial Health Grade of D+ (69.5/100).

Capital & Safety

Tier 1 Capital Ratio
8.28%(8%)
Total Capital Ratio
11.49%(10%)
Non-Performing Loan Ratio
0.43%

Profitability

Return on Assets (ROA)
1.22%(1%)
Return on Equity (ROE)
15.88%(10%)
Net Interest Margin
2.89%
Efficiency Ratio
56.24%(60%)

Lending & Liquidity

Total Loans
$344.6M
Loan-to-Deposit Ratio
85.36%
Net Charge-Off Ratio
0.24%

Growth

Asset Growth (YoY)
+1.27%
Deposit Growth (YoY)
+1.05%
Net Income
$5.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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