Iowa State Bank

BankDes Moines, Iowa
http://www.iowastatebanks.com

Total Assets

$467.0M

Total Deposits

$380.7M

Branches

5

Established

1941

TFS Health Grade

$
C-

72.8 / 100

Average financial health

How we grade

Iowa State Bank is a bank headquartered in Des Moines, Iowa, established in 1941. With $467.0M in total assets and 5 branch locations, it has a TFS Financial Health Grade of C- (72.8/100).

Capital & Safety

Tier 1 Capital Ratio
15.46%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.02%

Profitability

Return on Assets (ROA)
1.77%(1%)
Return on Equity (ROE)
12.19%(10%)
Net Interest Margin
3.30%
Efficiency Ratio
63.20%(60%)

Lending & Liquidity

Total Loans
$263.9M
Loan-to-Deposit Ratio
68.80%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
-0.64%
Deposit Growth (YoY)
-0.37%
Net Income
$8.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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