BankIowa

BankCedar Rapids, Iowa
http://www.bankiowa.com

Total Assets

$823.6M

Total Deposits

$688.6M

Branches

13

Established

1881

TFS Health Grade

$
D+

68.0 / 100

Below average financial health

How we grade

BankIowa is a bank headquartered in Cedar Rapids, Iowa, established in 1881. With $823.6M in total assets and 13 branch locations, it has a TFS Financial Health Grade of D+ (68.0/100).

Capital & Safety

Tier 1 Capital Ratio
12.11%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.46%

Profitability

Return on Assets (ROA)
1.39%(1%)
Return on Equity (ROE)
12.01%(10%)
Net Interest Margin
3.87%
Efficiency Ratio
63.10%(60%)

Lending & Liquidity

Total Loans
$681.6M
Loan-to-Deposit Ratio
97.92%
Net Charge-Off Ratio
0.22%

Growth

Asset Growth (YoY)
+0.45%
Deposit Growth (YoY)
+7.32%
Net Income
$11.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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