First National Bank, Ames, Iowa

BankAmes, Iowa
WWW.FNBAMES.COM

Total Assets

$1.1B

Total Deposits

$952.9M

Branches

10

Established

1903

TFS Health Grade

$
D+

69.8 / 100

Below average financial health

How we grade

First National Bank, Ames, Iowa is a bank headquartered in Ames, Iowa, established in 1903. With $1.1B in total assets and 10 branch locations, it has a TFS Financial Health Grade of D+ (69.8/100).

Capital & Safety

Tier 1 Capital Ratio
9.93%(8%)
Total Capital Ratio
15.51%(10%)
Non-Performing Loan Ratio
1.43%

Profitability

Return on Assets (ROA)
0.91%(1%)
Return on Equity (ROE)
10.28%(10%)
Net Interest Margin
2.51%
Efficiency Ratio
62.00%(60%)

Lending & Liquidity

Total Loans
$680.6M
Loan-to-Deposit Ratio
70.47%
Net Charge-Off Ratio
-0.00%

Growth

Asset Growth (YoY)
+0.17%
Deposit Growth (YoY)
-0.42%
Net Income
$10.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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