Farmers State Bank

BankAlgona, Iowa
www.fsbiowa.com

Total Assets

$151.0M

Total Deposits

$131.4M

Branches

3

Established

1895

TFS Health Grade

$
C-

71.8 / 100

Average financial health

How we grade

Farmers State Bank is a bank headquartered in Algona, Iowa, established in 1895. With $151.0M in total assets and 3 branch locations, it has a TFS Financial Health Grade of C- (71.8/100).

Capital & Safety

Tier 1 Capital Ratio
13.13%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.70%

Profitability

Return on Assets (ROA)
1.37%(1%)
Return on Equity (ROE)
11.17%(10%)
Net Interest Margin
3.84%
Efficiency Ratio
60.74%(60%)

Lending & Liquidity

Total Loans
$112.0M
Loan-to-Deposit Ratio
84.15%
Net Charge-Off Ratio
0.08%

Growth

Asset Growth (YoY)
+4.49%
Deposit Growth (YoY)
+8.19%
Net Income
$2.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in Iowa