Finance Factors, Ltd.

BankHonolulu, Hawaii
http://www.financefactors.com

Total Assets

$687.9M

Total Deposits

$531.9M

Branches

13

Established

1952

TFS Health Grade

$
C-

70.7 / 100

Average financial health

How we grade

Finance Factors, Ltd. is a bank headquartered in Honolulu, Hawaii, established in 1952. With $687.9M in total assets and 13 branch locations, it has a TFS Financial Health Grade of C- (70.7/100).

Capital & Safety

Tier 1 Capital Ratio
11.35%(8%)
Total Capital Ratio
16.03%(10%)
Non-Performing Loan Ratio
1.42%

Profitability

Return on Assets (ROA)
0.50%(1%)
Return on Equity (ROE)
4.66%(10%)
Net Interest Margin
2.68%
Efficiency Ratio
79.44%(60%)

Lending & Liquidity

Total Loans
$483.4M
Loan-to-Deposit Ratio
88.74%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
-1.74%
Deposit Growth (YoY)
-0.48%
Net Income
$3.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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