BankPacific, Ltd

BankHagatna, Guam
www.bankpacific.com

Total Assets

$178.1M

Total Deposits

$154.0M

Established

1953

TFS Health Grade

$
D

65.5 / 100

Below average financial health

How we grade

BankPacific, Ltd is a bank headquartered in Hagatna, Guam, established in 1953. With $178.1M in total assets, it has a TFS Financial Health Grade of D (65.5/100).

Capital & Safety

Tier 1 Capital Ratio
12.38%(8%)
Total Capital Ratio
28.49%(10%)
Non-Performing Loan Ratio
2.99%

Profitability

Return on Assets (ROA)
0.77%(1%)
Return on Equity (ROE)
6.43%(10%)
Net Interest Margin
5.94%
Efficiency Ratio
82.10%(60%)

Lending & Liquidity

Total Loans
$90.2M
Loan-to-Deposit Ratio
57.86%
Net Charge-Off Ratio
0.20%

Growth

Asset Growth (YoY)
+0.73%
Deposit Growth (YoY)
+0.15%
Net Income
$1.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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