Community Bank and Trust - West Georgia

BankLagrange, Georgia
www.redapplebank.com

Total Assets

$288.2M

Total Deposits

$268.3M

Branches

3

Established

1984

TFS Health Grade

$
F

44.6 / 100

Poor financial health

How we grade

Community Bank and Trust - West Georgia is a bank headquartered in Lagrange, Georgia, established in 1984. With $288.2M in total assets and 3 branch locations, it has a TFS Financial Health Grade of F (44.6/100).

Capital & Safety

Tier 1 Capital Ratio
6.70%(8%)
Total Capital Ratio
9.68%(10%)
Non-Performing Loan Ratio
10.15%

Profitability

Return on Assets (ROA)
1.73%(1%)
Return on Equity (ROE)
33.17%(10%)
Net Interest Margin
4.44%
Efficiency Ratio
62.38%(60%)

Lending & Liquidity

Total Loans
$190.9M
Loan-to-Deposit Ratio
69.42%
Net Charge-Off Ratio
5.17%

Growth

Asset Growth (YoY)
+33.04%
Deposit Growth (YoY)
+31.97%
Net Income
$4.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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