Affinity Bank, National Association

BankCovington, Georgia
www.newtonfederal.com

Total Assets

$881.4M

Total Deposits

$703.3M

Branches

3

Established

1928

TFS Health Grade

$
D+

69.7 / 100

Below average financial health

How we grade

Affinity Bank, National Association is a bank headquartered in Covington, Georgia, established in 1928. With $881.4M in total assets and 3 branch locations, it has a TFS Financial Health Grade of D+ (69.7/100).

Capital & Safety

Tier 1 Capital Ratio
10.82%(8%)
Total Capital Ratio
13.24%(10%)
Non-Performing Loan Ratio
0.48%

Profitability

Return on Assets (ROA)
0.94%(1%)
Return on Equity (ROE)
7.56%(10%)
Net Interest Margin
3.67%
Efficiency Ratio
64.13%(60%)

Lending & Liquidity

Total Loans
$742.8M
Loan-to-Deposit Ratio
104.33%
Net Charge-Off Ratio
-0.03%

Growth

Asset Growth (YoY)
+1.68%
Deposit Growth (YoY)
+3.62%
Net Income
$8.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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