Bank of the Federated States of Micronesia

BankKolonia, FM

Total Assets

$270.9M

Total Deposits

$235.9M

Established

1986

TFS Health Grade

$
D

65.6 / 100

Below average financial health

How we grade

Bank of the Federated States of Micronesia is a bank headquartered in Kolonia, FM, established in 1986. With $270.9M in total assets, it has a TFS Financial Health Grade of D (65.6/100).

Capital & Safety

Tier 1 Capital Ratio
13.16%(8%)
Total Capital Ratio
50.05%(10%)
Non-Performing Loan Ratio
3.45%

Profitability

Return on Assets (ROA)
1.52%(1%)
Return on Equity (ROE)
12.48%(10%)
Net Interest Margin
4.54%
Efficiency Ratio
62.73%(60%)

Lending & Liquidity

Total Loans
$64.4M
Loan-to-Deposit Ratio
26.37%
Net Charge-Off Ratio
0.60%

Growth

Asset Growth (YoY)
+8.70%
Deposit Growth (YoY)
+8.14%
Net Income
$4.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.