What is Winter Park National Bank's financial health grade?

Winter Park National Bank has a TFS Financial Health Grade of C- (score: 71.0/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Winter Park National Bank have?

Winter Park National Bank has 1 branch location across the United States.

Is Winter Park National Bank FDIC insured?

Yes, Winter Park National Bank is FDIC insured (Certificate #59105).

What are the total assets of Winter Park National Bank?

Winter Park National Bank has total assets of $827.3M as reported in its most recent FDIC filing.

Winter Park National Bank

BankWinter Park, Florida

www.wpnb.bank

Total Assets

$827.3M

Total Deposits

$771.5M

Branches

Established

2017

TFS Health Grade

C-

71.0 / 100

Average financial health

How we grade

Winter Park National Bank is a bank headquartered in Winter Park, Florida, established in 2017. With $827.3M in total assets and 2 branch locations, it has a TFS Financial Health Grade of C- (71.0/100).

Capital & Safety

Tier 1 Capital Ratio

7.54%(8%)

Total Capital Ratio

13.60%(10%)

Non-Performing Loan Ratio

0.57%

Profitability

Return on Assets (ROA)

2.10%(1%)

Return on Equity (ROE)

35.79%(10%)

Net Interest Margin

2.88%

Efficiency Ratio

39.87%(60%)

Lending & Liquidity

Total Loans

$451.5M

Loan-to-Deposit Ratio

57.79%

Net Charge-Off Ratio

-0.69%

Growth

Asset Growth (YoY)

-2.09%

Deposit Growth (YoY)

+4.88%

Net Income

$12.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q3. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Winter Park National BankHQ	201 N New York Ave	Winter Park	FL	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.