Park State Bank & Trust

BankWoodland Park, Colorado
www.psbtrust.bank

Total Assets

$161.5M

Total Deposits

$144.7M

Branches

1

Established

1965

TFS Health Grade

$
B-

81.5 / 100

Good financial health

How we grade

Park State Bank & Trust is a bank headquartered in Woodland Park, Colorado, established in 1965. With $161.5M in total assets and 1 branch locations, it has a TFS Financial Health Grade of B- (81.5/100).

Capital & Safety

Tier 1 Capital Ratio
11.21%(8%)
Total Capital Ratio
20.44%(10%)
Non-Performing Loan Ratio
0.05%

Profitability

Return on Assets (ROA)
1.34%(1%)
Return on Equity (ROE)
13.33%(10%)
Net Interest Margin
4.85%
Efficiency Ratio
73.55%(60%)

Lending & Liquidity

Total Loans
$107.4M
Loan-to-Deposit Ratio
73.34%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+14.34%
Deposit Growth (YoY)
+14.14%
Net Income
$2.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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