Mountain Valley Bank

BankWalden, Colorado
http://www.bankmvb.com

Total Assets

$562.2M

Total Deposits

$453.2M

Branches

7

Established

1955

TFS Health Grade

$
D+

67.3 / 100

Below average financial health

How we grade

Mountain Valley Bank is a bank headquartered in Walden, Colorado, established in 1955. With $562.2M in total assets and 7 branch locations, it has a TFS Financial Health Grade of D+ (67.3/100).

Capital & Safety

Tier 1 Capital Ratio
10.18%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.20%

Profitability

Return on Assets (ROA)
0.88%(1%)
Return on Equity (ROE)
8.96%(10%)
Net Interest Margin
3.61%
Efficiency Ratio
66.78%(60%)

Lending & Liquidity

Total Loans
$406.0M
Loan-to-Deposit Ratio
88.56%
Net Charge-Off Ratio
0.03%

Growth

Asset Growth (YoY)
-1.70%
Deposit Growth (YoY)
+4.09%
Net Income
$4.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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